Managing wealth across borders comes with unique challenges, from navigating tax regulations to ensuring investment strategies align with multiple financial systems.

At CK Wealth Group, we specialize in cross-border financial planning for individuals and families with ties to both Canada and the United States. Whether you’re moving, living, or investing on either side of the border, we provide expert guidance to help you build, grow, and protect your wealth seamlessly.

Specialized Cross-Border Investment & Account Solutions

We offer a wide range of investment accounts designed to accommodate the complexities of cross-border wealth management.

For Canadian and U.S. Clients:
    • 401(k) and 403(b) plans – Employer-sponsored retirement savings options

    • Traditional IRA & Roth IRA – Tax-advantaged retirement accounts

    • SEP IRA & Rollover IRAs – For business owners and those transferring funds

    • Trust & estate accounts – Protect and transfer wealth efficiently

    • Separately managed accounts (SMAs) – Personalized investment portfolios

    • Corporate accounts (LLCs & LPs) – Investment solutions for businesses

For American Clients:

    • Custodian accounts for minors – Helping families invest for their children’s future

    • UGMA/UTMA Trust Investment Accounts – Wealth transfer options for minors

    • 529 Education Savings Plans – Tax-advantaged college savings plans

    • Transfer on Death Accounts – Simplified estate planning solutions

We also offer multi-currency investment accounts, allowing you to hold both Canadian and U.S. dollars, as well as 50+ global currencies, in a single portfolio.

Transparent Fee Structures & Advisory Relationships

Trust is built on transparency. That’s why we offer different advisor-client relationships to suit your financial needs:

    • Commission-Based – Your advisor earns commissions on transactions and may provide fee-based financial guidance.

    • Fee-Based (Non-Discretionary) – You pay a flat fee or a percentage of assets under management, with final investment decisions requiring your approval.

    • Fee-Based (Discretionary – U.S. only) – Your advisor is authorized to make investment decisions on your behalf.

Regardless of the structure you choose, we prioritize your financial goals, risk tolerance, and long-term success in every decision we make.

Why Choose CK Wealth Group?

✔ Specialized Cross-Border Expertise – We understand the complexities of managing wealth between Canada and the U.S.
✔ Regulatory Compliance & Tax Efficiency – We help you navigate tax laws and investment regulations seamlessly.
✔ Comprehensive Financial Planning – From retirement to estate planning, we cover every aspect of your financial life.
✔ Personalized Approach – Every client receives tailored strategies based on their unique needs.

Start Simplifying Your Cross-Border Finances Today

Managing wealth across two countries doesn’t have to be overwhelming. With CK Wealth Group, you gain a trusted partner who understands the nuances of cross-border financial planning. Let’s build a strategy that works for you.

Schedule a Cross-Border Consultation Today